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Introduction
The Merah Putih Village Cooperative (Kopdes Merah Putih) holds great potential in enhancing local economic welfare and expanding energy access for the community. One effective way to achieve this is by establishing a business cooperation with PLN Icon Plus, a subsidiary of PT PLN (Persero) specialized in telecommunications, information technology, and green digital solutions. By forming this partnership, the cooperative can serve as an electricity payment agent, offering convenient bill payment services and electricity token purchases to members and the local community.
This article serves as the Business Cooperation Guide for Kopdes Merah Putih with PLN Icon Plus, providing insights into the registration process, the business model offered, estimated income, and the benefits village cooperatives can gain through this partnership.
Understanding the Partnership Program with PLN Icon Plus
PLN Icon Plus is a sub-holding of PT PLN (Persero) dedicated to building connectivity infrastructure and digital services in Indonesia. As part of the PLN Group, Icon Plus plays a strategic role in developing an integrated digital ecosystem, including an electricity transaction platform that allows the public to pay electricity bills and purchase prepaid tokens easily and quickly.
Benefits for Merah Putih Village Cooperatives
- Official PLN Agent Status: The cooperative becomes an official agent for post-paid electricity billing and prepaid token sales, simplifying utility transactions for the community.
- Sustainable Income: Through transactions made by cooperative members and the public, the cooperative earns consistent revenue from service fees applied to every transaction.
- Enhanced Community Service: By acting as a payment point, the cooperative provides an essential daily service, strengthening its role in the community.
Key Features of the PLN Icon Plus Platform
- Post-paid and Prepaid Services: Facilitate both monthly bill payments and instant token top-ups.
- WhatsApp-Based Transactions: Payments can be processed conveniently through WhatsApp, a platform already familiar to most cooperative agents.
- Integrated System: Transactions are directly linked to the PLN Icon Plus platform, ensuring security, speed, and reliability.
Business Model for Kopdes Merah Putih
PPOB Agent (Payment Point Online Bank)
The cooperative can register as a PLN Icon Plus partner through a straightforward process. Once registered, the cooperative can appoint sub-agents responsible for managing community transactions.
- Transaction Flow:
- The customer pays their bill or buys a token through the cooperative agent.
- The agent processes the transaction via the PLN Icon Plus platform.
- The agent receives cash from the customer and deposits it into the cooperative’s account.
- Each transaction incurs a service fee, which serves as income for both the cooperative and the agent.
Business Package and Estimated Income
PLN Icon Plus offers a flexible transaction system using a Non-Deposit mechanism and daily limits. This means cooperatives do not need to provide a large initial deposit to start operating.
Income Simulation:
Below is a simulation of the potential income generated through electricity transactions:
| Transaction Type | Service Fee (per trans) | Cooperative Income | Agent Income |
|---|---|---|---|
| Electricity Token Purchase | Rp 500 | Rp 1,000 – Rp 1,500 | Rp 1,000 – Rp 1,500 |
| Post-paid Bill Payment | Rp 500 | Rp 1,000 – Rp 1,500 | Rp 1,000 – Rp 1,500 |
Assumed Cooperative Revenue:
- Average Agents per Cooperative: 4 Agents
- Transactions per Month: 6,000 (Total from all agents)
- Estimated Annual Cooperative Income: Rp 36,000,000 (6,000 trans x Rp 500 x 12 months)
Registration Process and Requirements
The registration with PLN Icon Plus is quick, usually taking 1–3 business days for verification and activation. Requirements include:
Administrative Requirements:
- Deed of Establishment or Legal Entity Document (AHU)
- Business Identification Number (NIB)
- ID Card (KTP) of the Cooperative Management
- Photos of the business location and coordinate screenshots (longitude-latitude)
- Bank Account details
Why Join PLN Icon Plus?
- Stable Revenue Stream: Capitalize on the essential nature of electricity needs.
- Low Operational Barrier: Easy-to-use system with minimal technical setup required.
- Local Economic Empowerment: Keeping money circulating within the village while providing professional utility services.
Information!
You can also explore other partnership guides for Village/Sub-district Cooperatives:
Conclusion
The Business Cooperation Guide for Kopdes Merah Putih with PLN Icon Plus presents a clear path for village cooperatives to diversify their income. By becoming a bridge for electricity services, cooperatives not only secure a sustainable revenue stream but also provide vital convenience to their members. This integrated system ensures that every transaction is safe, professional, and supportive of the village’s overall economic welfare.
